Effective Date: January 11, 2025

1. Acceptance of Terms

By using YourLifeAssured.com, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website.  

2. Use of Website

You may use our website for lawful purposes only. You may not use our website to:  

• Violate any applicable laws or regulations.
• Infringe on the intellectual property rights of others.  
• Transmit any harmful or malicious code.
• Collect or harvest any personal information from other users.

3. Life Insurance Services

Life insurance services offered through YourLifeAssured.com are provided by licensed insurance agent in following states with the corresponding license numbers:

• NC – 21354434
• CA – 4428835
• NJ – 3003391148
• OH – 1628101
• TX – 3260985
• DC – 3003391153
• IA – 21354434
• MN – 40951654
• SC – 21354434
• VA – 1478357
• WA – 1284764
• AZ – 21354434
• PA – 1222591
• IL – 21354434
• MI – 21354434
• TN – 3003399615

4. Intellectual Property

All content on YourLifeAssured.com, including text, graphics, logos, and images, is the property of YourLifeAssured.com or its licensors and is protected by copyright and other intellectual property laws.

5. Disclaimer

YourLifeAssured.com provides information about life insurance for educational purposes only. We are not an insurance company and do not provide insurance advice. You should consult with a qualified insurance professional before making any decisions about your insurance needs.

6. Limitation of Liability

YourLifeAssured.com will not be liable for any damages arising from the use of our website, including but not limited to direct, indirect, incidental, consequential, or punitive damages.  

7. Indemnification

You agree to indemnify and hold YourLifeAssured.com harmless from any claims, losses, or damages arising from your use of our website.  

8. Governing Law

These Terms and Conditions will be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions.  

9. Changes to these Terms and Conditions

We may update these Terms and Conditions from time to time. We will post any changes on our website.  

10. Contact Us

If you have any questions about these Terms and Conditions, please contact us at contact@YourLifeAssured.com