Accidental Death Benefit (ADB)
Extra Coverage When Life Takes an Unexpected Turn
An accidental death benefit (ADB) rider provides an additional death benefit if you die as a result of an accident. This rider can supplement your existing life insurance coverage and provide extra financial support to your family in specific circumstances.
ADB is a cost-effective way to enhance your coverage and provide an extra layer of protection for your loved ones.
Benefits
- Increased Coverage: Receive a higher death benefit in case of accidental death.
- Financial Security: Provide additional funds to your loved ones to cover expenses like funeral costs, medical bills, and debt.
- Affordable: ADB riders are typically very affordable.
Example
- A policyholder with a $250,000 life insurance policy and an ADB rider dies in a car accident. Their beneficiaries would receive an additional death benefit, potentially doubling the payout.
